Protect yourself and your guests

You need to feel confident that all you’ve worked for is not at risk. Homeowners insurance policy protects you and your family against bodily injury and property damage claims and litigation up to the limits you select. And if a visitor is injured on your property or by you or a household member, Homeowners Insurance will pay for covered medical expenses, to the limits you select. The secret to selecting the right amount of coverage The more information you provide us, your independent agents, the better they can assist you in creating a policy that’s right for you.

Protect your home

If the unthinkable does happen to your home, Homeowners Insurance is there to make it right. If it forces you out of your home you’re covered for costs you incur over your normal living expenses.

Protect your belongings

Your home is filled with things that are very important to you. That’s why Homeowners Insurance includes personal property protection in your policy, and it travels with you wherever you are in the world. Choose a Full Value Contents® protection and you will be paid the full replacement cost of your items without deduction for depreciation, up to the limits and deductibles you select.

Discounts

 Ask about discounts for burglar alarms and for having multiple policies.

 Extra Coverage doesn't have to cost a lot

 Extended Dwelling Coverage - additional funds to rebuild your home if costs  

 exceed the stated policy limit.

 Personal umbrella liability insurance for broader protection.

 Scheduled personal property coverage - if you have special possessions such as

 jewelry, art, antiques or collectibles